
Be question of necessary for all employee: do we have ever thinked of pension? Does You worry enter a period of pension? How do you manages finance in when pension in the middle of distortion of inflation and tax lessening purchasing power ? To be able to experience a period of pension carefully, required preparation, one of them is is preparation in finance-related. Fund owned by retired must be developed in such a manner causing can give result larger ones to finance requirement of retired life, especially for healthcare that is increasingly day increasingly expensive. Retired source of fund usually comes from Jamsostek ( labour social security ), from company pension fund program as well as person saving.
The experts tells that many problems menacing the pensions and the matter far more seriously than often is thought of people. Family problem ending in divorce, problem didn't work again ( pension) and health problem, especially heart trouble, be dangerous threat to all retired. In this relationship need to be paid attention some advices following :
- Tube before coming a period of narrowing you, Doesn't delay, starts saves by now for pension later.
- Determines realistic target : Estimates how big fund which you would and family requires for pension later.
- Insurance : protection of X'self and your family with insurance for health and disability. WILL pension fund which we muster to be enough ? ( stays how much/many month…?)
- Takes care of health : with nutritious and healthy food, athletics, does inspection of health regularly ( regular medical checkup) and looks for way to eliminate stress. Health of physical and bounces retired usually increasingly declines along with increasing of age, and this of course requires ever greater fund for its(the keeping and treatment.
- Invesment Early Excess of fund now we allocation can for any invesment its form
- Takes care of fullness of your family.
- Works half-times : Retired having expertise and special skilled earned always does work of half-times in when pension. By working, hence you will be able to always socialization with various party(sides as well as will get addition of earnings to close over requirement of life.
- A Pension can choose to move and permanent in calmer area and with cheaper living cost. This situation can increase quality of life and can lengthen age.
- Prays : Diligent more important executed religious service, candid, patient, thanks goodness enjoying and " x'self surrenderness".
Ready we ? Doesn't be delayed to thought of this. At the time still be young and has ability hence soon to start your pension plan. Are we pension dare to earlier now ? This thing depends on how we to measure our ability.
( Source of article : OHAHTTP://ROHADI.WORDPRESS.COM - August 8, 2008 )
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